Terms of Service

1. Introduction

Welcome to Navkor, LLC ("Navkor", "we", "us", or "our"). These Terms of Service ("Terms") govern your access to and use of our financial intelligence platform, including our website, mobile applications, and related services (collectively, the "Service").

By accessing or using our Service, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Service.

2. Account Registration

To access certain features of the Service, you must register for an account. You agree to:

• Provide accurate, current, and complete information during registration
• Maintain and promptly update your account information
• Maintain the security of your password and accept responsibility for all activities under your account
• Immediately notify us of any unauthorized use of your account

We reserve the right to suspend or terminate accounts that violate these Terms or for any other reason at our sole discretion.

3. Use of Service

3.1 Permitted Use

You may use the Service for lawful purposes and in accordance with these Terms. The Service is intended for personal, non-commercial use unless otherwise agreed in writing.

3.2 Prohibited Conduct

You agree not to:

• Use the Service for any illegal purpose or in violation of any laws
• Attempt to gain unauthorized access to any portion of the Service
• Interfere with or disrupt the Service or servers connected to the Service
• Use any automated system to access the Service without our express written permission
• Reproduce, duplicate, copy, sell, resell, or exploit any portion of the Service
• Impersonate any person or entity or misrepresent your affiliation with any person or entity

5. Intellectual Property

The Service and its original content, features, and functionality are owned by Navkor, LLC and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

You may not modify, reproduce, distribute, create derivative works of, publicly display, or exploit any of our intellectual property without our express written permission.

6. Subscriptions and Payments

Some aspects of the Service require a paid subscription. By purchasing a subscription, you agree to:

• Pay all fees associated with your subscription
• Provide current, complete, and accurate billing information
• Automatic renewal unless cancelled before the renewal date
• No refunds for partial subscription periods

7. Termination

We may terminate or suspend your account and access to the Service immediately, without prior notice or liability, for any reason, including breach of these Terms.

Upon termination, your right to use the Service will immediately cease. All provisions of these Terms that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, and limitations of liability.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, NAVKOR SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES.

IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU EXCEED THE AMOUNT YOU PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO LIABILITY.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions.

10. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of any material changes by posting the new Terms on this page and updating the "Last Updated" date.

Your continued use of the Service after changes are posted constitutes acceptance of the modified Terms.